Our dividend rates have significantly out-performed savings returns for on-demand money in other financial institutions over the past years.

	Saving balances over and above any loan you may have are available to you to withdraw on demand.
	High dividends for savings available on demand, you will not get a higher return at the same level of risk.
	Free life cover on saving up to €13,000 (subject to terms and condition)
	A savings protection scheme is in place to the benefit of the member up to €12,700
	There are no transaction charges or fees.

Regular Share Accounts

	Minimum balance to keep account open €6.35
	Lodgements can be made over the counter, through your bank by standing order, or by payroll deduction if operated by your employer.
	Withdrawals can be made on demand if savings are not held as collateral against a loan. Withdrawals can be in the form of cash or cheque.
	Members are obligated to complete their own tax returns to the Revenue Commissioners, as dividends are paid gross to the account. DIRT (if applicable) is charged at marginal tax rate.
	Yearly statements are sent out and are also available on request
	No fees or charges are levied

Special Share Accounts

	Minimum balance to keep account open €6.35
	Lodgements can be made over the counter, through your bank by standing order, or by payroll deduction if operated by your employer.
	Withdrawals can be made on demand if savings are not held as collateral against a loan. Withdrawals can be in the form of cash or cheque.
	Plassey Credit Union will deduct DIRT at 20% and return it to the Revenue Commissioners on the members behalf. Members receive dividend net of DIRT and have no further tax liability for this account
	Yearly statements are sent out and are also available on request
	No fees or charges are levied

Junior Saving Scheme